tonycraver.com - Leonard H. "Tony" Craver

Success! Domain tonycraver.com was analyzed on Sunday 04. December 2016!

DomainsData.org: Leonard H. "Tony" Craver

Title:

Leonard H. "Tony" Craver
Age:

12 years old
Alexa Rank:
Total Sites Linking In (Alexa):

0
Domain's IP Country:

United States
Status Code:

OK
IP Address:

216.239.32.21
Description:

The personal web site of Leonard H. "Tony Craver", a real estate broker in the Triangle area of North Carolina.
Keywords:

tonycraver.com Whois Information:

1.

Domain Name:

tonycraver.com
2.

Domain Age:

12 years old
3.

Name Server 1:

ns51.1and1.com
4.

Name Server 2:

ns52.1and1.com
5.

Created:

Thursday 12. February 2004
6.

Expires:

Sunday 12. February 2017
7.

Domain Registrar:

1&1 Internet SE

Website Important Html Tags:

TAG
TEXT
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Leonard H. "Tony" Craver
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Did you wonder why mortgage rates fell again slightly right after the
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I am fortunate enough to be writing this newsletter from my hotel
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Every four years is a special year. We have elections and Olympics.
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FHA loans have been accounting for over 30% of home loans for a
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In our last issue I told you of a number of economic insights taken from a published report by the renowned chief economist of the National Association of Realtors, Dr. Lawrence Yun. Since that time I have had the pleasure of speaking with Dr. Yun in person and listening to him give an update on the economy to the annual convention of the North Carolina Association of Realtors. I want to share with you some more of his wisdom.
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If you have not heard of the term TRID, you will the next time you are involved in a real estate transaction. By the way, note that TRID spelled backwards is DIRT. TRID is an acronym for how the FED has totally redesigned the loan application and closing process. I recently attended a seminar where the panel consisted of four of the most prominent real estate attorneys in the area. This will be a summary of what you can expect.
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Subscribe to:
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Awesome Inc. template. Powered by
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Leonard H. Craver
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About Me
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Pages
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Blog Archive
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He started off by saying that he wanted to clear up one common misunderstanding about the housing collapse in '08 and '09 which is commonly blamed on lenders loaning 100% loans to any and every one. The VA lending program has historically made 100% loans to veterans and he said that this was the only group that almost 100% of the time makes their payments. Our service men and women were not to be blamed.
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Even though the overall rate of manufacturing in this country is in decline, the areas of growth are in the South with Houston moving up to number three nationally in having the most manufacturing jobs. In the last ten years the Charlotte area has added 200,000 new jobs bringing its total job count to 1.1 million jobs. The Triangle is right behind adding 140,000 new jobs in the last ten years. Looking forward he says the top three job growth areas in the country will be San Jose, Austin and the Triangle. The top state expecting growth is Utah with North and South Carolina in the top ten.
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Globally, and our economy is now affected by the rest of the world, he says the biggest factor is that the Chinese stock market is down between 30 to 40 percent. The U.S. needs a 3% growth in GNP (Gross National Product...the sum of all goods and services produced) annually just to stay even. We have been under that figure for 10 straight years. Our GNP is $1.7 trillion below what it should be. That's the bad news. We are currently at an annual GNP growth rate of 2%. What makes that good news is that he says we are the only nation in the world above 0% growth. He had a great analogy when he described the U.S. economy as the cleanest shirt in a dirty laundry basket.
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On the domestic front, in the 1950's over 90% of Americans thought their kids would live a higher standard of life than they did. Today it is less than 50%. He thinks, however, that four of the next five years will see an improving economy. He did not say which year would be the down year but I suspect it will coincide with when the Fed finally decides to raise interest rates. Recently they did the only thing Washington seems to know how to do and that is to kick the can down the road by delaying a decision. I was happy to hear him say what I have been telling you for years and that is that the
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How does all of this effect you? North Carolina is currently outpacing the nation in job growth. As previously stated the jobs are coming here in the future. Inflation is staying low due to low oil prices. If prices stay too low, US exploration of oil will slack off so prices need to reach a level that will provide a combination of stable inflation and continued use of our oil reserves, the world's largest. If the Fed raises the discount rate slowly enough not to scare the stock market too badly, Dr. Yun does not think it will cause a rapid rise in the home mortgage rate.
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As for your real estate in particular, rent prices are rising at a seven year high. He says we are becoming a renter nation. Home sales activity is rising but sales remain below what they were before the bubble. The first time home buyer purchase rate is not growing but remains flat. New construction growth rates are low due to difficult new construction financing and a simple shortage of workers. Since according to Yun so many millenials are becoming renters, they are not gaining equity. That does not bode well, he says, for the future of the middle class.
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In summary the current facts may seem a bit pessimistic when they are laid out in front of us, but I, for one, believe that growth and jobs are the answer. It is not too late to turn things around.
strong
unemployment
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employment
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Here is another group I have never heard of: Conde Nast Traveler.
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They , however, have come up with a list of the 20 most beautiful college
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campuses in the U S. They came up with a pretty good list, so I will have
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to learn more about them. I do question their rankings however. They
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have Duke 5th and UNC 12th. Those of us who live around here rank them
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one and two depending on your preferred shade of blue.

tonycraver.com IP Information:

1.

Ip Address:

216.239.32.21
2.

Country:

United States
3.

Status Code:

OK
4.

Region Name:

California
5.

City Name:

Mountain View
6.

Zip Code:

94043
7.

Speed test:

22.6 ms

tonycraver.com Alexa Information:

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